Long Term Care Insurance

If you ever have a long-term illness, a chronic condition or Alzheimer’s disease, you may need help with things like bathing, dressing and eating. Your family may want to help you, but they may not be physically able to provide care or their busy schedules may make it difficult to devote enough time to your needs. And, do you want to add that burden to your family? These expenses can quickly deplete your nest egg, no matter how much you’ve saved. This is when long term care insurance can help.

Long term care insurance (LTC) can help cover the cost of care you receive at home, in an assisted living facility, a skilled nursing facility, or a nursing home. Purchasing LTC insurance when you are 55 or younger helps to keep it more affordable.

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